Saturday, 25 June 2016

Don’t let breakdowns break the bank

AIRPORT PARKING AND HOTELS (APH) has created a guide comparing car breakdown cover and assistance policies. 

It looks at 61 breakdown cover and assistance policies offered by 20 vehicle insurance providers including the AA, Direct Line, and RAC and compares the annual breakdown cover cost for one named-driver vehicle, the level of assistance provided, the radius of recovery location, call-out charges and any additional add-ons available. The cost varies from £16.45 a year for One Star Cover from, which includes standard UK roadside assistance, to £134 a year for European breakdown cover from ASDA Money, which covers roadside assistance and recovery at any location in the UK and mainland Europe.

If a vehicle cannot be fixed at the roadside, all 61 of the insurance policies researched will tow a vehicle to a nearby garage. Thirteen policies extend this to any location within a 10-25 mile radius of the breakdown location, and 30, including Finest cover with Tesco Bank and UK Recovery with LV, will tow the vehicle to any UK location of the driver's choice. Drivers with Green Flag should note that the towing distance is limited to 10 miles for vehicles with a flat tyre. 

For those looking for extra security in breakdown situations, 29 policies, including all policies from The Co-operative Travel and UK Cover from Drive 24-7, offer onward travel as standard to policyholders in the form of overnight accommodation or car rental.

Ten policies, including Recovery EXTRA from GEM Motoring and Rescue & Recovery from Aviva, will provide an alternative driver should the main driver become unfit to drive.

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